(Download) "Creveling v. Government Employees Insurance Company" by Reported In the Court of Appeals of Maryland ~ Book PDF Kindle ePub Free
eBook details
- Title: Creveling v. Government Employees Insurance Company
- Author : Reported In the Court of Appeals of Maryland
- Release Date : January 03, 2003
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 91 KB
Description
Bell, C.J., concurs in the judgment only Appellants Ashleigh Creveling, Sharon Ferguson-Owens, and Michael Pettiford filed suit against appellees Government Employees Insurance Company (GEICO) and State Farm Mutual Automobile Insurance Company (State Farm), alleging breach of contract for the companies' failure to pay the full amount of their Personal Injury Protection (PIP) insurance claims. The overarching question presented by these consolidated cases is whether the trial court properly denied class certification. We shall hold that the Circuit Court of Baltimore City did so, and accordingly, shall affirm. I. Facts A. Creveling v. GEICO Appellant Ashleigh Creveling was injured in an automobile accident on November 15, 1997. As a result of her injuries, she sought medical treatment. On November 9, 2000, Creveling's attorney submitted a PIP claim 1 for $363.00, an amount reflecting expenses paid by her health maintenance organization (HMO), Kaiser Permanente. Her insurer, appellee GEICO, did not pay the claim. Instead, on December 1, 2000, a GEICO claims examiner responded with a short letter noting: ""We have received the medical billing presented for your client. Under Maryland Personal Injury Protection (PIP), we will consider expenses that are incurred by the patient. Please provide documentation of payments made by Ms. Creveling for her care with Kaiser. Once we receive this information, we will consider these invoices."" Her claim was denied because a collateral source-her HMO-had incurred the costs of treatment.